Business
Administration
Insurance 
Record Keeping
Safely/Health
CACFP Food Programs
Employer- Federal
Office Supplies
Misc. Resources
 Publications
Dept. of Social Services
Employer-California State
Websites



 
Business Liability Insurance
Child Care Business Liability Insurance Questionnaire
These coverage questions were developed after reviewing claims made against family child care providers.  Take this questionnaire and ask your insurance carrier or prospective insurance carrier these questions about their policy coverage


  yes no
1.  Does the policy insure for Professional Liability (Negligent Supervision)? _____ ____
2.  Does the liability coverage apply to employees, volunteers, and me? _____ ____
3.  Does coverage apply to residents of my household who are not employed by me? _____ ____
4.  Are the policy liability limits reduced by the amount of defense costs? _____ ____
5.  If I am accused of Child Abuse will the company pay the legal expenses to defend the claim? _____ ____
6.  Will my employees be defended for allegations of Child Abuse made against them? _____ ____
7.  Will all residents of my household, even if they are not employed by the day care, be defended for Child Abuse allegations made against them? _____ ____
8.  What is the policy limit to pay liability claims for child abuse? $____ ____
9.  Will the defense cost reduce the amount of child abuse coverage? _____ ____
10.  Will an attorney be provided to represent me for allegations of child abuse at Administrative Hearings?
     If not, will the company pay for an attorney?       _____yes      _____no
     Does the legal expense reduce coverage?       _____yes      _____no
_____

 

____

 

11.  Are field trips covered? _____ ____
12.  Are swimming pools on or off the premises covered? _____ ____
13.  Does the policy exclude any animals? _____ ____
14.  Does the policy cover claims arising from AIDS/HIV and infectious bodily fluids? _____ ____
15.  Does the policy have an age limit for infants? _____ ____
16.  Does the policy cover me for dispensing medication prescribed by a physician? _____ ____
17.  Does the policy cover me for food preparation? _____ ____
18.  Is there an exclusion if I care for children beyond my normal business hours (other than an emergency)? _____ ____
19.  What is the limit paid for accident medical expenses to each injured child? $____ ____
20.  Does the accident insurance pay first, regardless of any other coverage? _____ ____
21.  Does the policy pay medical bills if a child is injured on field trips? _____ ____
22.  Does the policy pay medical bills if a child is injured while being transported? _____ ____
23.  Are there any deductibles that I have to pay if a claim is made? _____ ____
Remarks:
Company _______________________________________________ date _____________
completed by _________________________________


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Insurance Companies  
DCI
DAY CARE INSURANCE SERVICES, INC.
16601 Ventura Blvd., Suite 500
Encino, CA 91436
Phone                (800) 624-0912
Fax                    (818) 501-7612
Free Insurance information pamphlet. 
Specify English or Spanish
(se habla español)
CAFCC endorsed child care
insurance program
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Record Keeping Resources  
ONE Software
65 Blue Mountain Drive
Monticello, UT 84535

800-574-3078
www.kidsonesoftware.com

A comprehensive solution for your child care computer needs: child and family database, reports, billing and accounts receivable, and other features.
ProCare Software
Professional Solutions
3581  Excel Drive
Medford, OR 97504

800-338-3884
www.procaresoftware.com

ProCare Software is a child care management software with user friendly icons, data screens and convenient pull down menus that provide quick and easy navigation throughout the software.
PROVIDERWARE SOFTWARE

Phone          888-209-8482 
Fax              303-663-4724 
web      www.providerware.com

Child Care Provider Software
Keep track of your income / expenses / child information / daily attendance / food program / mileage log !  Everything you need to get and keep your business organized.  User friendly and runs in all Windows versions.
RNI -  REDLEAF NATIONAL INSTITUTE
450 No. Syndicate Avenue, Suite 5
St. Paul, MN 55104

Phone            (651) 641-6675 or  (800) 423-8309

Fax                 (651) 645--0990 or   (800) 641-0115

Web      www.redleafinstitute.org

Redleaf National Institute is a division of Resources for Child Caring.  We help providers successfully manage their businesses by providing many record keeping and business administration resources.  Among those are: 

Calendar Keeper - monthly calendar with monthly records of attendance, payments from parents, expenses, etc.  As well as recording other expenses such as utilities, insurance, mortgage payments, taxes, etc. 

Also available is the computer program using the Calendar Keeper format.

SofterWare
540 Pennsylvania Ave. Ste 200
Fort Washington, PA 19034

Phone   800-220-4111
www.softerware.com

Child Care Provider Software
Keep track of your income / expenses / child information / daily attendance / food program / mileage log !  Everything you need to get and keep your business organized.  User friendly and runs in all Windows versions.
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Office Supplies      




NEBS
www.nebs.com
Office Depot
www.officedepot.com
Office Max
www.officemax.com
Viking Office Products
www.vikingoffice.com
vistaprint.com
Business Cards and other printing services
 
     
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Safety / Health
Beansprouts
Access to over 100 health and safety 
topics for children
www.beansprout.com
SOS Survival Products 
15705 Strathern St., Unit 11
Van Nuys, CA 91406
800-479-7998

www.sosproducts.com

Dash Medical Gloves
10180 So. 54th Street
Franklin, WI 53132
800-523-2055

www.dashmedical.com 

   
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Websites




Child Care Infoline
related to business practices, child development, curriculum, and general interest www.childcareinfoline.com/
Child Care Village
information on a variety of topics, child development, safety, nutrition, business management, etc. www.ccvillage.com
 Kidcare 
from curriculum to political issues  http://lists.extension.umn.edu/mailman/listinfo/kidcare 

Miscellaneous Resources

Child Care Catalogs www.childcare.net  
IPL  -  Internet Public Library www.ipl.org  
The Day Care Tool Box thedaycaretoolbox.com  
Once Upon a Time
An e-workbook for caregivers and parents
once-upon-a-time How sotry telling can help you solve day to day conflicts with toddlers and Pre-Schoolers
Parent & Child  800-724-6527  phone

www.parentandchildonline.com
 

Bi-monthly magazine from Scholastic.
Receive 10 magazines every 2 months for one year for $7.50.  If you order less than 10 magazines, the cost is $7.50 for each one.
Hand out to your day care parents as a resource from YOU.
Parent Report www.TheParentReport.com
 

www.TheParentReport.com/link_to_us.html

A national radio program heard daily across North America.  They now have a website to support the radio program.  Each weekday they provide a 90 second Parent Report through an interactive banner you can paste onto your own website.
ProviderWatch Contact: Cindy Jones -
866-267-3691  toll free
service@providerwatch.com
http://www.providerwatch.com
FREE delinquent daycare account reporting, a place for daycare providers to share ideas about quaility care, marketing, rates and more.  Also extensive information about daycare contract do's and dont's
RAFT -  Resource Area for Teachers 1355 Ridder Park Dr.
San Jose, CA 95131

408 451-1420 - Office
408 451-1428 - Fax
raft@raft.net
www.raft.net

RAFT provides thousands of Bay Area teachers and community groups with a wide range of interactive learning materials, enhancing math, science, technology and art programs. Materials are surplus items donated by over 1,000 local businesses and range from cardboard tubes to computers!
Sales Guides, Int'l 800-352-9899

www.sales-guides.com

Source for custom imprinted promotional products
Save-on-Signs
Susan Shaw, Owner
P.O. Box 884323
San Francisco, CA 94188
415-431-6100    phone

www.save-on-signs.com

Affordable magnetic and plastic signs to advertise your child care openings
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Resources for the Provider as an Employer

Federal
U.S. Department of Labor
Office of Public Affairs
200 Constitution Ave., NW
Room S-1032
Washington, DC 20210
Phone  (202) 693-4650 

www.dol.gov

OSHA
Occupational Safety & Health Administration
OSHA Office of Public Affairs
200 Constitution Ave., NW
Room N-3649
Washington, DC 20210
Phone       (202) 693-1999

www.osha.gov

SBA
Small Business Administration
Phone      (800) UASK-SBA
                (800-827-5722

www.sba.gov

SSA
Social Security Administration
Phone      (800) 772-1213
www.ssa.gov
(EEOC)
Equal Employment Opportunity Commission 
800-669-4000

www.eeoc.gov

Federal Labor Relations Authority
   Atlanta Region
   Boston Region
   Chicago Region
   Dallas Region
   Denver Region
   San Francisco Region
   Washington DC Region
www.flra.gov
404-331-5212
617-424-5730
312-353-6306
214-767-4996
303-844-5224
415-356-5000
202-482-6700
NLRB
National Labor Relations Board
phone    (202) 273-1790

www.nlrb.gov

IRS
Internal Revenue Service
Phone   (800) 829-1040

www.irs.ustreas.gov

US Workforce
Americas Workforce Network

General information about all major programs and services for employers and workers

Phone (877) US 2JOBS
TTY     (877) TTY JOBS
 

www.usworkforce.org

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California
EDD
Employment Development Department
www.edd.cahwnet.gov

List with EDD for job opening (as employer or employee)
www.caljobs.ca.gov

FTB
Franchise Tax Board
(800) 852-5711
www.ftb.ca.gov/geninfo/
California State Compensation Insurance Fund
www.scif.com

Workers' compensation insurance may be purchased directly from State Fund by contacting any of our State Fund offices. Your Broker-Agent will handle all of the information gathering if you choose to place your insurance through a broker-agent.

The first step is to obtain an application form by contacting any of our State Fund Offices. We need to know how many employees you have, their estimated annual payroll, and what kind of work they do. Businesses that require licensing are required to provide proof that such licenses are valid and current. If your business has had prior workers' compensation insurance, you will be asked to provide a policy history for up to five preceding 
policy years. Additional information may be needed on some risks.

The application form and other documentation can be mailed or taken to the State Fund Office nearest you. Once we have reviewed the information and assessed your operations, we will provide you with a Terms of Insurance Quote.

Should you accept our Quote, coverage can be bound the day after we receive your signed acceptance and deposit check.  Determining the correct job classifications and rates for premium calculation is not as simple as it sounds. Jobs that appear similar may be considered different for classification purposes. State Fund reviews your operations carefully to ensure that you are charged the correct rates. For this reason, we do not give estimates over the telephone.

If you are interested in speaking with a State Fund representative about purchasing a State Fund policy, please call the State Fund office nearest you.

Home Office:
1275 Market Street
San Francisco, CA 94103
(415) 565-1234
Bakersfield:
9801 Camino Media
Bakersfield, CA 93311
Policy   (661) 664-4000
Claims  (661) 664-4065 
Sacramento:
2275 Gateway Oaks Drive
Sacramento, CA 95833
Policy   (916) 924-5072
Claims  (916) 924-5100 
Eureka: 
908 Seventh Street
Eureka, CA 95501
Policy  (707) 443-9721
Claims (707) 443-9721
Fresno:
10 River Park Place East
Fresno, CA 93720
Policy   (559) 433-2600
Claims  (559) 433-2700 
San Bernardino
375 West Hospitality Lane
San Bernardino, CA 92408
Policy   (909) 384-4560
Claims  (909) 384-4500 
San Diego:
9444 Waples Street
San Diego, CA 92121
Policy   (858) 552-7000
Claims  (858) 552-7100 
Los Angeles:
Customer Services Center:
Policy Call Center 
(877) 405-4545
Claims Reporting Center
(888) 222-3211
Monterey Park:
P.O. Box 92503
Los Angeles, CA  90009-2503
Policy  (877) 405-4545
Claims (323) 266-5000
Glendale:
655 N. Central Avenue
Glendale, CA 91203-1400
Legal   (818) 291-7100
Claims  (818) 888-4750
San Francisco:
303 Second Street, Ste 600 South
San Francisco, CA 94107
Policy   (415) 974-8100
Claims  (415) 974-8200 
San Jose:
6203 San Ignacio Avenue
San Jose, CA  95119
Policy   (408) 363-7600
Claims  (408) 363-7400 
Santa Ana:
1750 East Fourth Street
Santa Ana, CA  92705
Policy   (714) 565-5995
Claims  (714) 565-5000 
Oakland:
2955 Peralta Oaks Court
Oakland, CA  94605
Policy   (510) 577-3184
Claims  (510) 577-3000 
Santa Rosa:
1450 Neotomas Avenue
Santa Rosa, CA  95405
Policy   (707) 573-6400
Claims  (707) 573-6500 
Oxnard:
2901 North Ventura Road
Oxnard, CA  93030
Policy   (805) 988-5200
Claims  (805) 988-5300 
South Orange County:
1750 East Fourth Street
Santa Ana, CA  92705
Policy   (714) 347-5445 
Claims  (714) 347-5495
Redding:
364 Knollcrest Drive
Redding, CA  96002
Policy   (530) 223-7135
Claims  (530) 223-7000 
Stockton:
3247 West March Lane
Stockton, CA  95219 
Policy   (209) 476-2600
Claims  (209) 476-2600
Riverside:
6301 Day Street
Riverside, CA  92507
Policy   (909) 656-8300
Claims  (909) 656-8300

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Child and Adult Care Food Program Headquarters
by State

Child and Adult Care Food Program Reimbursement Rates

Alabama Alabama Department of Education
 Gordon Persons Building
 50 North Ripley Street, Room 5301
 Montgomery, Alabama 36130-2101 
Phone: 
334-242-1988
Fax: 
334-242-2475
Alaska Alaska Department of Education & Early Development
 801 West 10th Street, Suite 200
 Juneau, Alaska 99801-1894 
Phone: 
907-465-8708
Fax:
907-465-8910
Arizona State Department of Education
 1535 West Jefferson Avenue
 Phoenix, Arizona 85007 
Phone: 
602-542-8709
Fax
602-542-3818
Arkansas  Department of Human Services
 Post Office Box 1437
 Little Rock, Arkansas 72203-1437
Phone: 
501-682-8869
Fax
501-682-2234
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California State Department of Education
 560 J Street, Room 270
 Sacramento, California 95814-2342
Phone: 
916-323-7311
800-952-5609
Fax: 
916-327-0503
Colorado Colorado Department of Public Health and Environment
 FCHSD-CAC-A4
 4300 Cherry Creek Drive South
 Denver, Colorado 80222-1530 
Phone: 
303-692-2330
Fax:
303-756-9926
Connecticut Child Nutrition Programs
 Department of Education
 25 Industrial Park Road
 Middletown, Connecticut 06457-1543
Phone:
860-807-2070
Fax
860-807-2084
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Delaware Child Nutrition Programs
 Department of Public Instruction
 Townsend Building
 Federal and Lockerman Streets
 Post Office Box 1402
 Dover, Delaware 19903-1402 
Phone: 
302-739-4676
Fax
302-739-6397
District of 
Columbia
State Director
 Division of Logistical Support
 Public Schools of DC
 3535 V Street NE
 Washington D. C., 20018-7000 
Phone: 
202-576-7400
Fax
202-576-6835
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Florida Child Care Food Program
 Florida Department of Health
 4052 Bald Cypress Way, Bin A17
 Tallahassee, Florida 32399-0700
Phone: 
850-245-4323
Fax
850-414-1622
Georgia State Director
 Office of School Readiness
 10 Park Place South Suite 200
 Atlanta, Georgia 30303-2927 
Phone: 
404-651-7431
Fax
404-651-7429
Guam Food Services Section
 Guam Department of Education
 Post Office Box DE
 Agana, Guam 96932
Phone:
671-475-6407
Fax:
671-477-5394
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Hawaii School Food Services Business Division
 Department of Education
 1106 Koko Head Avenue
 Honolulu, Hawaii 96816
Phone:
808-733-8400
Fax:
808-732-4293
Idaho Child Nutrition Programs
 Department of Education
 Len B. Jordan Office Building
 650 West State Street
 Post Office Box 83720
 Boise, Idaho 83720-0027
Phone: 
208-332-6820
Fax:
208-332-6833
Illinois  Nutrition Programs & Education Services
 Illinois State Board of Education
 100 North First Street
 Springfield, Illinois 62777-0001 
Phone:
217-782-2491
Fax:
217-524-6124
Indiana Division of School and Community
 Nutrition Programs
 Indiana Department of Education
 State House Room 229
 Indianapolis, Indiana 46204-2798
Phone: 
317-232-0850
Fax:
317-232-0855
Iowa Food and Nutrition Bureau
 Department of Education
 Grimes State Office Building
 Des Moines, Iowa 50319-0146
Phone: 
515-281-4757
Fax:
515-281-6548
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Kansas Kansas State Board of Education
 Nutrition Services
 120 East 10th Street
 Topeka, Kansas 66612-1182
Phone: 
785-296-2276
Fax:
785-296-1413
Kentucky Division of School and Community Nutrition
 State Department of Education
 500 Mero Street
 Frankfort, Kentucky 40601 
Phone: 
502-573-4390
Fax:
502-573-6775
Louisiana Food and Nutrition Services
 Louisiana Department of Education
 655 North Fifth Street
 Post Office Box 94064
 Baton Rouge, Louisiana 70804-9064 
Phone: 
225-342-3720
Fax:
225-342-3305
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Maine Child and Adult Care Food Program
 Division of Purchased and Support Services
 Department of Human Services
 221 State House Station
 Augusta, Maine 04333
Phone: 
207-287-5060
Fax:
207-287-5282
Maryland Nutrition and Transportation Services
 State Department of Education
 200 West Baltimore Street 3rd Floor
 Baltimore, Maryland 21201-2595
Phone: 
410-767-0199
Fax:
410-333-2635
Massachusetts Nutrition Programs and Services
 Department of Education
 350 Main Street
 Malden, Massachusetts 02351 
Phone: 
781-338-6479
Fax:
781-338-3399
Michigan School Management Services
 Michigan Department of Education
 Post Office Box 30008
 Lansing, Michigan 48909 
Phone: 
517-373-8642
Fax:
517-373-4022
Minnesota Food and Nutrition Services
 Dept. of Children Families & Learning
 1500 Highway 36 West
 Roseville, Minnesota 55113-4266
Phone: 
651-582-8526
Fax:
651-582-8500
Mississippi Bureau of Child Nutrition
 State Department of Education
 550 High Street, Suite 1601
 Post Office Box 771
 Jackson, Mississippi 39205-0771 
Phone: 
601-354-7015
Fax:
601-354-7595
Missouri Bureau of Food Programs & Nutrition Education
 Missouri Department of Health
 930 Wildwood
 Post Office Box 570
 Jefferson City, Missouri 65102
Phone:
573-751-6251
800-733-6251
Fax:
573-526-3679
Montana Children's Services
 Department of Public Health & Human Services
 Cogswell Building, 1400 Broadway
 Post Office Box 8005
 Helena, Montana 59604 
Phone: 
406-444-1828
888-307-9333
Fax:
406-444-5956
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Nebraska Child Nutrition Programs
 State Department of Education
 301 Centennial Mall South
 Lincoln, Nebraska 68509-4987
Phone: 
402-471-3566
Fax:
402-471-4407
Nevada Health and Safety Programs
 Nevada Department of Education
 700 East Fifth Street
 Carson City, Nevada 89701-5096
Phone: 
775-687-9154
Fax:
775-687-9199
New Hampshire Nutrition Programs & Services Bureau
 New Hampshire Department of Education
 101 Pleasant Street
 Concord, New Hampshire 03301
Phone: 
603-271-3860
Fax:
603-271-1953
New Jersey Bureau of Child Nutrition Programs
 State Department of Agriculture
 33 West State Street
 Post Office Box 334
 Trenton, New Jersey 08625-0334 
Phone: 
609-984-0692
Fax:
609-984-0878
New Mexico Family Nutrition Bureau
 New Mexico Children Youth & Families Dept. 1422 Paseo De Peralta, Building 2
 Post Office Box 5160
 Santa Fe, New Mexico 87502-5160 
Phone: 
505-827-9961
Fax:
505-827-9957
New York New York State Department of Health
 DON-CACFP
 Riverview Center
 150 Broadway FL6 West
 Albany, New York 12204-2719
Phone: 
518-402-7400
800-942-3558
Fax:
518-402-7252
North Carolina Nutrition Services Section
 Health & Human Services Department
 1330 St. Mary's Street
 Post Office Box 10008
 Raleigh, North Carolina 27608
Phone: 
919-715-0636
Fax:
919-733-1384
North Dakota Child Nutrition & Food Distribution
 State Department of Public Instruction
 600 East Blvd. Avenue
 State Capitol
 Bismarck, North Dakota 58505-0440
Phone: 
701-328-2294
Fax:
701-328-2461
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Ohio School Food Services Division
 State Department of Education
 65 South Front Street, Room 713
 Columbus, Ohio 43215-4183
Phone: 
614-466-2945
800-808-MEAL
Fax:
614-752-7613
Oklahoma Child Nutrition Section
 Oklahoma Department of Education
 2500 North Lincoln Blvd., Room 310
 Oklahoma City, Oklahoma 73105-4599
Phone:
405-521-3327
Fax:
405-521-2239
Oregon Child Nutrition & Food Distribution
 State Department of Education
 Public Services Building
 255 Capitol Street NE
 Salem, Oregon 97310-0203
Phone: 
503-378-3579  x467
Fax:
503-378-5258
Pennsylvania Division of Food & Nutrition
 Department of Education
 333 Market Street 4th Floor
 Harrisburg, Pennsylvania 17126-0333
Phone: 
717-787-7698
Fax:
717-783-6566
Puerto Rico Food & Nutrition Services
 Department of Education
 Teniente Cesar Gonzalez
 Post Office Box 190759
 San Juan, Puerto Rico 00919-0759
Phone: 
787-754-0790
Fax:
787-753-8155
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Rhode Island  Office of Integrated Social Services
 Rhode Island Department of Education
 Shepard Building
 255 Westminster Street Room 600
 Providence, Rhode Island 02903-3400
Phone: 
401-222-4600 x 2364
Fax:
401-222-4979

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South Carolina Food Services Operations
 State Department of Social Services
 1535 Confederate Avenue, Room 601
 Post Office Box 1520
 Columbia, South Carolina 29201-1520
Phone: 
803-734-9500
Fax:
803-734-9515
South Dakota Child and Adult Nutrition Services
 Department of Education and Cultural Affairs
 700 Governors Drive
 Pierre, South Dakota 57501-2291
Phone: 
605-773-3413
Fax:
605-773-6846
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Tennessee Adult and Community Programs
 Department of Human Services
 Citizens Plaza Building 15th Floor
 400 Deadrick Street
 Nashville, Tennessee 37248-9500
Phone:
615-313-4749
Fax:
615-532-9956
Texas Texas Department of Human Services
 1106 Clayton Lane, Suite 217E
 Post Office Box 149030
 Austin, Texas 78714-9030
Phone:
512-483-3941
Fax:
512-467-5855
Utah Child Nutrition Programs
 Utah State Office of Education
 250 East 500 South Street
 Salt Lake City, Utah 84111-3284
Phone:
801-538-7513
Fax:
801-538-7883
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Vermont Child Nutrition Programs
 State Department of Education
 120 State Street
 Montpelier, Vermont 05602-2702
Phone:
802-828-5154
Fax:
802-828-5107
Virgin Islands  Child Nutrition Programs
 Department of Education
 44-46 Kongens Gade
 Charlotte Amalie
 St. Thomas, Virgin Islands 00802
Phone:
340-774-9373
Fax:
340-774-9705
Virginia Regional Director
 MARO, USDA, FNS, SNP
 Mercer Corporate Park
 300 Corporate Boulevard
 Robbinsville, New Jersey 08691-1598
Phone:
609-259-5050
Fax:
609-259-5128
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Washington Office of Superintendent of Public Instruction
 Old Capitol Building
 600 South Washington Street
 Post Office Box 47200
 Olympia, Washington 98504-7200
Phone:
360-753-3580
Fax:
360-664-9397
West Virginia Office of Child Nutrition
 Department of Education
 Building 6 Room B-248
 1900 Kanawha Boulevard East
 Charleston, West Virginia 25305-0330
Phone:
304-558-2708
Fax:
304-558-1149
Wisconsin Food and Nutrition Services
 Department of Public Instruction
 125 South Webster Street
 Post Office Box 7841
 Madison, WI 53707-7841
Phone:
608-267-9121
Fax:
608-267-0363
Wyoming Health and Safety Programs
 Wyoming Department of Education
 Hathaway Building 2nd Floor
 2300 Capitol Avenue
 Cheyenne, WY 82002-0050
Phone:
307-777-6282
Fax:
307-777-6234
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CAFCC is a non-profit corporation and is not organized for the private gain of any person.
It is organized under the non-profit benefit corporation law for educational and charitable purposes.

CAFCC provides the links listed at this website as a courtesy to you, but does not endorse any of the views
expressed or guarantee the accuracy of any of the information contained in those sites.

The materials and information provided on this web site is offered for general informational or
educational purposes only.   No other purpose or use is intended. Although our intent is to
keep the materials and information current, we do not guarantee that they are current or complete.

Disclaimer:  California Association for Family Child Care has no relationship
with any of the agencies on this Resource List.  We do not endorse any of the services,
products, advertising, or viewpoints expressed.  The information we have is given to us
from various sources and it is up to the reader to verify that the information is
correct, up to date, and current.

 

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